This site is © 2006, Ratchford Designs.

The site contains samples of work we have done for clients, and they are not available for reuse. You may not copy/reproduce, print or publish/transmit, in whole or in part, any image or design in this site.

The materials contained within this site may not be copied, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without prior written consent except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. §107), as amended, and except for one temporary copy in a single computer's memory and one permanent copy to be used by the viewer for personal and non-commercial use only.

Because of the possibility of human and mechanical error as well as other factors, Ratchford Designs is not responsible for any errors or omissions. All information contained in or accessed through this Site is provided "as is" without warranty of any kind. Ratchford Designs makes no representations and disclaim all express, implied and statutory warranties of any kind to the user and/or any third party, including any warranties of accuracy, timeliness, completeness, merchantability and fitness for any particular purpose.

Unless due to willful tortious misconduct or gross negligence, Ratchford Designs shall have no tort, contract or any other liability to user and/or any third party.

Ratchford Designs shall under no circumstance be liable to user and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental or punitive damages whatsoever, even if Ratchford Designs has been advised of the possibility of such damages.

Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. Any clause of this Disclaimer declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder.